Getting to Scale in Housing Microfinance: A Study of ACCION Partners in Latin America
English (108 KB PDF) Español (113 KB PDF)
A vast unmet demand exists for housing finance for low-income populations in the developing world. Though solutions have yet to reach significant scale, either from governmental or the private sector, the microfinance industry has recently made great strides in this area. Housing microfinance has shown signs of potential to reach scale.
Seeking to better understand the potential for scale in housing microfinance, ACCION International and Habitat for Humanity International joined efforts to conduct a study in conjunction with Cities Alliance financial support. This study covered ten of ACCION’s partners in Latin America, representing more than 90 percent of the ACCION Network’s housing portfolio. The objective of this research was to understand the key success factors as well as challenges and barriers for reaching scale in housing.
A Comparison of Housing Finance Programs for Low Income People in Peru
English (113 KB PDF)
Until recently, access to housing-related finance has remained extremely limited in the developing world for low income people. Commercial banks, unable to access secondary mortgage markets, typically extend mortgages or other types of housing loans only to middle or upper income clients. Some govern